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Small businesses want a new government to get banks to lend on less onerous terms and for taxes to be reduced. Not even the combined talents of David Blaine and Derren Brown could pull off such an act of magic.

It’s one of the reasons why the party leaders are keen to make promises about change but remain sketchy on how it can be enforced. No wonder the three leaders were eager to go on TV for those televised debates, a format which is ideal for soundbites and headline-grabbing quotes and poor on reasoned argument.  

Inevitably, banks will come in for a rougher regulatory ride, which is only right after the years of excess. But any party that tries to cut taxes will be slammed over failing to address the public debt. It’s a case of damned if you do, damned if you don’t.

Where a new government can make a difference is in addressing the support network for start-ups and companies in the early stage of development. The regional divisions in the UK are too complex and staggeringly inefficient.

Why not rearrange these organisations on a sector basis as opposed to regional? Let’s differentiate between small companies and medium ones which have different capital and expansion requirements.

Such changes wouldn’t be easy to implement, but they’re achievable and grounded in reality as opposed to acts of magic.  
 

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