The state of Texas offers loan forgiveness to qualified teachers who meet eligibility requirements and are willing to teach in areas of subject-matter shortage or in low-income schools. Teachers who qualify for student loan forgiveness can have all their student loan forgiven or partial student loan forgiveness or deferment.

The Texas Education Agency provides a list of low-income schools and subject areas where there is a shortage of teachers. This list is submitted to the U.S. Department of Education and helps to match employment opportunities for teachers with certain types of student loans.

Teachers who have these types of loans can qualify for partial loan forgiveness or have their student loans canceled or deferred. The requirements for these opportunities depend on:

• The type of loan
• The date of first loan
• Whether the teacher serves in an approved low-income school
• Whether the teacher serves in an eligible low-income school that has subject matter teacher shortage.

The low-income schools and teacher shortage are provided by the Texas Education Agency,who then notifies the chief administrative officers at all elementary and secondary schools in the state of the teaching shortage area sites. Listed below is a sample list of subject areas that usually have a shortage of teachers in low-income areas:

• Science
• Special Education
• Mathematics
• Spanish
• Bilingual Education/ESL
• Lawyer Loan Forgiveness
• Doctor Loan Forgiveness
• Peace Corps
• AmeriCorps
• Armed Forces
• Child-care Provider

Student loan forgiveness in Texas is a great way to help others in low-income communities and at the same time get part or your entire education loan forgiven or deferred.

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Tags: Loan, Loan Forgiveness